According to announcements released by Bourgeois Insurance Agency, LLC and Price Bourgeois, this Louisiana medicare insurance agency helps clients make informed decisions about the right Medicare policy for their requirements. It educates people on the plans available through the original Medicare, Medicare Supplement, Medicare Advantage, and Prescription Drug.
The agency offers a free consultation to guide clients through the various options. It helps them determine the efficacy of their present plan in covering their present and future medical costs. Its experts then help clients with enrollment once they’ve decided on the policy and plan best suited for their needs. Bourgeois Insurance Agency, LLC offers its services in person and via telephone.
A Medicare agency such as this saves Medicare aspirants a lot of research, time, and money. The trained and licensed professional at this agency has the knowledge to provide insightful answers to questions related to costs, long-term benefits, additional benefits, etc. Bourgeois Insurance Agency, LLC has read and understands the fine print accompanying Medicare insurance policies in all their different hues. It ensures that clients avoid surprises from restrictions or unexpected charges.
According to sources, Bourgeois Insurance Agency, LLC has become a reputed partner for its clients because of its attention to customer care. It is available to help even after a client has chosen a policy. It helps with issues related to claims settlements, policy renewals and changes, billing, and changes in one’s healthcare needs.
The agency shares that Original Medicare also referred to as Medicare, consists of four parts – A, B, C, and D. Part A, which is also termed hospital insurance, provides cover for hospital stays, skilled nursing facility care, hospice care, home health care, and blood transfusions during inpatient care.
The agency website notes that Medicare Part A has a deductible applicable to each medical event; however, there are provisions to waive the deductible for specific situations.
For more information, go to https://bourgeoisinsurance.com/
Price Bourgeois of Bourgeois Insurance Agency said, “Medicare Advantage Plans, also known as Medicare Part C, are plans provided by private insurance companies that are required to provide coverage at least as good as Original Medicare and frequently include additional benefits and coverage that Medicare does not.
Advantage Plans typically have no premium or low premiums. Still, they may have copays, coinsurance, and deductibles, which means people with Medicare Advantage Plans will share in the cost of their medical expenses. Medicare Supplement Plans, or Medigap plans, are sold by private insurance companies to help you cover the gaps in coverage left by Medicare. Medigap plans are a great way to limit out-of-pocket costs and introduce a Maximum out-of-pocket for Medicare coverage.
Medicare does not pay for 100% of your medical expenses, and a Medicare Supplement is used to pay the amounts not covered by Medicare. This includes copays, coinsurance, and deductibles. However, there are ten different Medigap plan types, and they are all different. Original Medicare does not provide coverage for Prescription Medications in most cases. Because of that, a separate Part D Prescription Drug Plan (PDP) is needed if you are not enrolling in a Medicare Advantage Plan that includes the coverage.
PDPs provide essential coverage for prescription medications prescribed by a doctor and filled by a pharmacy. Even if you do not take prescription medications, you should still purchase a plan when you first become eligible for Medicare. If you don’t, you will receive a Part D late enrollment penalty if you choose to enroll later.”
About the Company:
Bourgeois Insurance Agency, LLC is owned by Price Bourgeois, who has two decades of experience in the insurance business. He was motivated to open this agency to better serve his clients and community. The agency stays updated on the latest insurance trends and products and passes on the benefits of this knowledge to its clients in Louisiana.
Media ContactCompany Name: Bourgeois Insurance Agency, LLCContact Person: Price BourgeoisEmail: Send EmailPhone: (985) 803-8999Address:311 N Canal Blvd City: ThibodauxState: LA 70301Country: United StatesWebsite: https://bourgeoisinsurance.com/
